Welcome! The Policyholder Perspective blog provides comments and insights on issues of importance to anyone interested in commercial insurance coverage. Farella Braun + Martel represents policyholders and claimants in insurance coverage disputes with insurers, and we will present the issues from that perspective. We won’t claim to be neutral in that respect, but we hope that everyone—policyholders, risk management professionals, and insurer-side counsel alike—will find our take on these issues to be interesting and informative, and perhaps evoke the need to comment and engage with the content.
Insurance cases in California and across the country are decided regularly. Some of these cases are surprising decisions and troubling from the policyholder perspective. This blog will discuss briefly some of these cases, and highlight some practical ideas about how to deal with them. We don’t intend this blog to be a stuffy “Reported Decisions” compilation—we expect to alert you to new cases, to practical problems we all encounter, to industry developments and provide practical guidance on the issues you are grappling with on a daily basis, just as we are.